# Hozma > Hozma (Arabic: حزمة تك) is a ZATCA-compliant SaaS platform for F&B and retail operators in Saudi Arabia. It provides cloud POS, self-order kiosks, ERP, HR, loyalty programs, and payment processing (mada, Visa, Mastercard, Apple Pay, STC Pay) in one connected stack. The canonical site runs in two locales: Arabic (default, RTL) at `/ar/*` and English at `/en/*`. Every page is available in both locales and is linked via `hreflang`. ## Company - Legal name: Hozma.tech - Product name: Hozma (حزمة تك) - Headquarters: Saudi Arabia - Primary market: Saudi Arabia (F&B and retail SMBs + enterprise chains) - Customer portal: https://crm.hozma.tech - Marketing site: https://hozma.tech ## Products - [POS](https://hozma.tech/en/pos): Cloud point-of-sale for iPad, Android, and Windows with offline mode, inventory, reports, and ZATCA Phase-2 e-invoicing. - [ERP](https://hozma.tech/en/erp): Cloud ERP unifying accounting, inventory, HR, and reporting in a ZATCA-compliant suite. - [Pay](https://hozma.tech/en/pay): Payment acceptance (mada, Visa, Mastercard, Apple Pay, STC Pay) with same-day settlement, built into POS and online stores. - [Kiosk](https://hozma.tech/en/kiosk): Self-order kiosks with custom menus, upsells, ZATCA-compliant invoicing, and real-time POS sync. - [Loyalty](https://hozma.tech/en/loyalty): Digital loyalty with stamps, points, rewards, and push notifications integrated with POS. - [HR](https://hozma.tech/en/hr): Cloud HR covering employees, payroll, attendance, and GOSI-ready reporting. - [Apps](https://hozma.tech/en/apps): Downloads for POS, kiosk, mobile, and desktop apps across iOS, Android, and Windows. ## Industries - [F&B](https://hozma.tech/en/fnb): Restaurants and cafés — cloud POS, tablet ordering, kitchen displays, self-order kiosks, loyalty, and ZATCA invoicing. - [Retail](https://hozma.tech/en/retail): Stores, boutiques, and chains — multi-store POS, barcode inventory, purchase orders, loyalty, and ZATCA invoicing. ## Commercial - [Pricing Plans](https://hozma.tech/en/plans): Transparent, ZATCA-ready plans for POS, ERP, Pay, and Kiosk. Priced in SAR. Free tier available; enterprise tier for chains. - [Features](https://hozma.tech/en/features): Platform features across the full product suite. ## Resources - [FAQ](https://hozma.tech/en/faq): Common questions on pricing, ZATCA compliance, onboarding, offline mode, integrations, and support. - [Blog](https://hozma.tech/en/blog): Articles and playbooks (coming soon). - [Docs](https://hozma.tech/en/docs): Developer and operator documentation (coming soon). ## Legal - [Privacy Policy](https://hozma.tech/en/privacy) - [Terms & Conditions](https://hozma.tech/en/terms) ## Arabic versions Replace `/en/` with `/ar/` in any URL above to get the Arabic (RTL) version. Example: https://hozma.tech/ar/pos ## Technical notes for crawlers - Default locale: `ar` (Arabic). Root redirects (`/`) route to the locale-prefixed URL. - Structured data (JSON-LD) published: `Organization`, `WebSite`, `SoftwareApplication` (per product), `Product` + `AggregateOffer` (plans), `FAQPage` (FAQ), `Service` (industry pages). - Sitemap: https://hozma.tech/sitemap.xml - robots: https://hozma.tech/robots.txt